Structured credit · Pre-issuance decision desk
Turn a loan tape into a reviewable pool, compare feasible capital stacks, stress monthly cash flows, and export the evidence investors need.
Decision support only. Internal model bands are not credit ratings. Borrower-level rows stay in this browser.
01 · Intake and defensibility gate
Map one canonical tape, inspect every exception, and lock the eligible population before the structuring engine runs. Manual assumptions remain available for early sizing only.
Required: loan ID, current balance, interest rate, remaining term, annual default rate, and recovery rate. Borrower names, email, phone, SSN, and addresses are ignored.